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Insurance

Capture Every FNOL Detail — From the First Voice Call

Vokalith handles First Notice of Loss intake autonomously — collecting incident information, triaging severity, and creating structured claim records the moment a loss is reported.

All Use Cases

24/7

FNOL availability

< 5 min

Structured record creation

100%

Complete incident data capture

The Challenge

Why manual intake fails here

FNOL is time-critical. Every hour of delay in structured incident capture increases claim complexity and cost. Manual FNOL processes create inconsistency at the most important point in the claims lifecycle.

Delayed structured capture

Manual FNOL calls are often incomplete, requiring follow-up contact to collect missing incident details.

Inconsistent triage

Without structured intake, severity assessment depends on coordinator judgment rather than consistent criteria.

Limited after-hours coverage

Losses occur at any time but manual intake is restricted to business hours, creating response gaps.

High volume, low-value calls

FNOL intake consumes coordinator capacity that could be directed toward complex case management.

How Vokalith Helps

What the automated workflow looks like

24/7 inbound FNOL

AI accepts inbound FNOL calls at any hour, conducting a complete structured incident interview immediately.

Incident-type branching

Interview logic adapts based on loss type — auto, property, liability, workers comp — collecting the right fields for each.

Severity triage

Structured responses are scored against your severity criteria and flagged appropriately before the record is created.

Immediate claims system write

FNOL record is created in your claims platform in real time — no delay, no manual entry.

Capabilities

What's included

  • 24/7 FNOL intake
  • Loss-type adaptive interviews
  • Automated severity triage
  • Claimant identity verification
  • Real-time claims system integration
  • Immediate claim number generation
  • Full interaction transcript